SavingsCorp.com | Refinance, Home Purchase, Debt Consolidation, Home Equity Loans

Get the Lowest Refinance Rates

for Sunday, May 20, 2012

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I filled out the form and received a call from 4 lenders. I refinanced my 5 year ARM into a 30-year fixed rate, and had enough money left over to take a vacation!

-D. Rowe, Atlanta, Ga

Disclosures & Licenses

*The $997.08 payment is based on the borrower selecting the minimum monthly payment option on a $310,000 adjustable first mortgage loan with an interest rate of 7.883%, a 7.831% APR. The monthly payment is fixed for the first 30 days and will adjust monthly thereafter. The minimum monthly payment option is calculated by amortizing the loan balance over the remaining term of the loan at an interest rate of 1.00%. By selecting this option, the loan has the potential for negative amortization. The minimum monthly payment option is subject to recasting every 5 years or if the principal balance reaches 110% of the original loan balance. The borrower also has the option of making an interest-only payment or making principal and interest payments amortized over either 15 or 30 years. For example, if the borrower selects to make principal and interest payments amortized over 30 years, the monthly payment will be $2,249.44. These terms are available for first mortgage loans. To qualify for this monthly payment, the property must be owner occupied single family residence and a loan-to-value ratio of 80%. Credit restrictions may apply. Rate is variable and subject to change daily without notice.